I pay all of my bills online and inadvertently made my $365 oil payment to the electric company! I was thinking I could make a stop payment, but it's already gone through. Thank god for that extra padding in my checking. Now I've got to make the real $365 payment for oil! Ahh!

I have a pension with the state that I work for. 6.25% of my gross pay gets automatically deducted for this pension. Once I hit 5 years I'm guaranteed a pension (very small one). At 25 years I get healthcare + a percentage of my pay that I'm not sure of and at 35 years I get healthcare + 85% of my pay. While it would be nice to make full retirement, I can't guarantee it, so I am preparing with a separate account. Currently I am only contributing 2.5% to this 403b (like a 401k).

I have researched and seen a good number to start with retirement contributions is 15% if you're still in your 20's. Can I count what I'm contributing to my pension as part of that 15%? or should I aim for 15% to 403b + the 6.25% pension?

Canceled the gym membership today. I've been saying the past year how great a deal it is, but no matter how little the monthly membership fee is it's still a waste of money if you never go. So that's $20 saved between my husband and I to go towards something else. We're also trying to sell the fixer upper RV that we never fixer uppered. I'm hoping to get $500 for it and then we'll save another $30/month on insurance. Oh and then T got a promotion (Assisant Manager) last month. Only net $60 more a paycheck after upping his 401k. A little bit here and a little bit there and we're inching our way towards a 1-income household. I don't think I'd ever want to not have a career, but it's nice to think we might have options when we get around to having kids.