Layout:
Home > Archive: March, 2012

Archive for March, 2012

Stackable washer/dryer for short momma???

March 6th, 2012 at 05:01 pm

So my husband and I are thinking about getting stackable washer/dryer for our mudroom addition. Problem is if we keep the same footprint of our existing patio, once we add the half bath we probably won't have enough room to keep the washer/dryer side by side.

Anyone have theirs stacked? I am only 5' tall so I'm wondering how much of a hassle this is going to be. I can always get a fold away step stool. I'll need to see if I can reach at my next Home Depot visit.

Onto the next thing..

March 6th, 2012 at 03:17 pm

So last post was about how we are done with debt. Now that we've tackled that task, we are set to catch up on some maintenance/repairs that we've been putting off.

$250 for the transmission fluid to be changed in my car, $700 to finish the ceiling in our master bedroom, possibly $1250 to fix the AC in my car (we'll put that off until it gets a bit warmer out -- I hope that's an overestimate!) and a few other more minor issues to get caught up on. Then it's time to save for the half bath/mudroom addition!

I need to check out angieslist to see who in our area is reputable and then set up some estimates. Woohoo!

A new chapter

March 2nd, 2012 at 05:42 pm

I'm on lunch now at work, so I figured i'd take a moment or two to reflect on what it now feels like to be (non-mortgage) debt free.

It might sound silly but this is one of the greatest accomplishments in my life so far. And yet I still can't really grasp what we've done so I'll break it down.

In 2006 we were engaged. Months later we had a home. Months later we financed two cars. Months after that we bought half my parents rental property from them and mortgaged that. Within 2 years of our engagement we were in debt up to our eyeballs.

In 2008 I realized something had to give. We made too much money to have this problem. And yet there we sat with almost 6k in credit card debt, 2 car loans, student loans totalling almost 30k, etc, etc, etc.

I was fed up and I created the spreadsheet of life. And so this crazy ocd guppy was born. Smile

On top of paying all the many debts back we also took time out to save for maternity leave (I was able to spend 6 months pretending I was a SAHM - priceless). Luckily we have free gramma daycare and reasonable real daycare which helps A LOT. When not factoring in daycare I don't really see how people say kids are so expensive. So far we've been able to absorb all costs between our dining out/weekend spending and grocery budget. This will become more difficult to do as G gets older. In the area we live she would need to go to private school but I think we can manage that just fine. And then there's the decision on if or when we want more children. But I'm getting way off topic now. Smile

Anyway, we did it. Almost 4 years in the making but we're finally here. So much effort but nothing except big 0'ed out balances to show for it. I wish someone would send me a certificate or something haha. Oh well, now onto the next goal. Smile

NO MORE DEBT!!!! :D

March 2nd, 2012 at 12:19 pm

So paychecks hit checking today and I was able to make my transfer to pay off the student loan!! All non mortgage debt is GONE! I am insanely excited; this moment has been almost 4 years in the making but we are finally here. SO worth it.

I will gush later on this milestone but right now I am really sick (ugh babies and their germs! :P) and need to get working for the big meeting later today.