I haven't updated much because there's so much that has gone on and in some ways I felt like a failure because we were better off financially before then we are now.
Baby girl #2 was born April 2015. Things were moving along ok with maternity leave and then part-time work and then when I wasn't even back to work full-time we found a piece of crud house near my parents house in a fantastic school district and we decided to make the jump. We kept our first home and have made it into a rental but now we have the other rental that we co-own with my parents and now the new house's mortgage.
In many ways this house is a step down for us. Smaller, in need of a lot of renovation, etc. BUT it is in a fantastic school district and my mom will be able to help out a lot (instead of being forced to spend on before/after care). Where we were before we were forced to go the private school route plus the before/after care costs..it would've been outrageous to pay for two kids.
So here we are, more in debt between the mortgages and a 0% credit card that we used to secure this new house (and the new roof we were forced into doing to secure homeowners insurance).
But I have a PLAN! My spreadsheet is updated and we are putting 500-1000 per month on the 0% card. At one point it was 17,350 but we have it down to 13k now. Once the girly gets to kindergarten in the fall we will have a bit more money to play around with. We're making strides but it's a slow and steady pace instead of the big leaps we were making previously. Just gotta be patient...
it's a marathon and not a sprint..
May 11th, 2016 at 11:15 am
May 11th, 2016 at 01:46 pm 1462974379
May 11th, 2016 at 02:02 pm 1462975353
May 11th, 2016 at 02:19 pm 1462976342
May 11th, 2016 at 02:52 pm 1462978328
May 14th, 2016 at 12:57 am 1463187423