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About Me:

30 something year old budget obsessed wife and mama to crazy little girls. When my husband and I first got married we had hopes of being yuppies. Since we didn't have the money yet, I labelled us "guppies" until we reached our goal. Years later I realize I want nothing to do with the yuppy label, but the guppy name's cute, so I kept it. :)

Recently moved and have a lot of new financial goals. Now it's time to pay down rental home #1 (moved to a better school district but kept old home), shared rental property w/ my parents, and now current home we plan to stay in forever.

We own 1 rental property and are working on fixing up our home. Join us as we figure out our way through the madness :P.

2018 FINANCIAL GOALS:
[x] Pay off all debt
[x] Throw extra income at home loan

My Pages

Complete Debt Payoff List

Didn't need to take out a 12,000 loan!

December 1st, 2009 at 07:22 pm

Well that was a waste of time! Of course I didn't know it at the time, but that 12,000 dollars I thought I would need to refinance won't be necessary! Turns out this appraisal came in 15,000 higher than I expected (the house is supposedly worth 175k) and I won't need to bring any money with me to closing!

I plan on paying back all 12,000 that I took the loan out for at the end of the month (or whenever I get my first bill).

Now we can focus on saving for nonexistent baby money and paying down the LAST of T's student loans! HOORAY!

Posted in Uncategorized | 4 Comments »

4 Responses to “Didn't need to take out a 12,000 loan!”

creditcardfree Says:
December 1st, 2009 at 08:11 pm 1259698318
1259698318

That's great news! I'm glad to hear that worked out for you.
HouseHopeful Says:
December 1st, 2009 at 11:50 pm 1259711447
1259711447

Glad to hear it worked out for you!
mom-from-missouri Says:
December 2nd, 2009 at 03:57 am 1259726225
1259726225

If you haven't got the first bill on it yet, I would call and see what the difference is. By law you have so many days to cancel without additional early closing fines--it varies from state to state--it may save you some to pay it off before you get that first bill.
Jerry Says:
December 4th, 2009 at 06:39 pm 1259951947
1259951947

That is huge! Congrats... so glad that this is working out with costing you less. Any time you can re-fi without money out of pocket, that leads to fewer headaches and a boost to the wallet. We are saving for a new baby, as well, but it costs less where we are living overseas... even out-of-pocket is less than it costs with insurance in the states. Good luck with everything!
Jerry

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a guppy and her money

Didn't need to take out a 12,000 loan!

4 Responses to “Didn't need to take out a 12,000 loan!”

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