I've been staring at the money situation lately and I can't find a solution. I plan on taking 3 months maternity leave and then working 6 months part-time before heading back to work full-time and the money we'll need to float this endeavor is way more than I had anticipated. With Xmas ($700), oil ($1200), T's school ($800), and a christening ($500) on top of the regular bills, we're going to need about $6,800 to get by with almost no emergency fund left once I start back full time. I was hoping to have at least $7,500 to have a little bit of a cushion but I don't see any way of that happening now.
I've been trying to come up with some odd jobs that might make us a little bit of money. I started creating onesies (the link is in my sidebar) but I have no idea how to promote it and with each day I'm getting more frustrated.
The past 2 years we've dug our way out of a lot of debt and I think I was just too ambitious with paying things off instead of holding onto enough money to get us by with my maternity leave. Why didn't I think things through?! Rawr.
So there's my rant for the day. I'm sure all my crazy hormones aren't helping any. I'll post later when I'm feeling more chipper and hopefully I come up with a solution to this problem!
Crazy pregnancy hormones...again.
August 31st, 2010 at 01:51 pm
August 31st, 2010 at 03:43 pm 1283269415
Did you come up with your Xmas budget before you knew you would be having the baby? Perhaps you could amend that downward. I'd even look at the christening money. $500 sounds like an awfully big partly for a newborn. Or is that for a church fee of some sort?
If you have not done so already, please tell your partner the money pressure you feel. Maybe he has additional ways he personally can bring in a little extra or cut back. It would be a shame to go back into debt in these coming months.
August 31st, 2010 at 05:00 pm 1283274014
Look at ways you can cut back on any spending. I'd say that's your best option for now. I'm in the same boat; full-time expenses and part-time income. I just remind myself it is only temporary.
September 1st, 2010 at 02:17 am 1283307459